Flexible financing for your remodel.
A remodel is a meaningful investment. Through Acorn Finance, Varenza helps homeowners explore flexible financing options for qualified remodeling projects — and you can estimate your monthly payment in just a minute, with no impact to your credit score.
Keep your budget flexible.
Financing can help you move forward with your remodeling project while keeping your budget more flexible. Instead of paying the full project cost upfront, qualified homeowners can review loan options and choose the offer that best fits their needs.
No impact to check offers
Checking for pre-qualified offers uses a soft credit pull and does not impact your credit score.
Loan amounts from $1,000 to $100,000
Qualified homeowners may be able to access financing options for projects of different sizes.
Terms from 2 to 20 years
Flexible repayment terms can help spread project costs into manageable monthly payments.
Fast online process
The process is completed online, and approved applicants may receive funding as soon as 24 hours.
How financing works.
Start with your project
Talk with the Varenza team about your remodeling goals, project scope, and next steps.
Check your options
Use the Acorn Finance link to review pre-qualified offers from a network of lending partners.
Choose an offer
If you are pre-qualified, you can select an offer and apply for final approval directly with the lender.
Fund your project
Once approved, funds may be available as soon as 24 hours and can be used toward your remodeling costs.
A trusted lending marketplace.
Acorn Finance connects homeowners with a network of lending partners, so you can compare personalized loan options online — enter your project amount and see your estimated monthly payment in seconds.
Your information stays protected.
Applications run over a 256-bit SSL-encrypted connection, and the marketplace is backed by recognized accreditations — so your details stay private from the first step to the last.
Financing FAQs.
The details homeowners ask about most before they pre-qualify. Have another question? We’re always happy to talk it through.
Ask us anything →Acorn Finance is an online lending marketplace that connects homeowners with financing options from a network of lending partners. Through Acorn, you can review personalized loan options for your remodeling project in a simple, secure online process.
Checking pre-qualified offers through Acorn Finance uses a soft credit inquiry, which does not impact your credit score. If you decide to move forward with a specific offer, the lending partner may complete a hard credit inquiry as part of the final approval process.
Acorn Finance may provide access to personal loan options and, depending on the offer, personal lines of credit. A personal loan allows you to borrow a set amount and repay it over time with monthly payments. A line of credit may allow you to borrow up to a preset limit and use funds as needed.
Qualified applicants may be able to review loan options ranging from $1,000 to $100,000, depending on the lender, credit profile, requested amount, and final approval.
Repayment terms may vary by lender and applicant. Some qualified homeowners may be eligible for terms ranging from 2 to 20 years, depending on the offer and credit approval.
Funds may be used toward home improvement expenses, including remodeling projects such as kitchens, bathrooms, whole-home renovations, interior remodeling, custom cabinetry, aging-in-place updates, and home additions.
The pre-qualification process can be completed online in just a few minutes. If approved by a lender, funding may be available as soon as one business day, although funding times can vary.
Fees depend on the lender and the specific offer. Acorn Finance’s lending network does not charge prepayment penalties, and some offers may have no fees. For certain loans under $40,000, some lenders may charge an origination fee, which will be shown in the offer details.
Yes. Acorn Finance allows co-borrowers to be added during the application process. This may be helpful for homeowners who want to apply together or strengthen their application.
Financing Disclaimer
Financing is provided by third-party lending partners through Acorn Finance and is subject to credit review and approval. Varenza LLC is not a lender and does not determine approvals, rates, loan amounts, monthly payments, or financing terms. Checking pre-qualified offers may use a soft credit pull that does not impact your credit score. If you choose to move forward with an offer, the lender may conduct a hard credit pull, which could impact your credit score. Funding times may vary.
Let’s plan your remodel.
Start with a relaxed, no-pressure conversation. We’ll help you scope the project and, if it’s helpful, point you to the right financing options for your budget.
